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Take-home pay

Estimate employee CPF, cash pay and employer cost.

CPF OW ceiling is SGD 8,000 per month.

How to read the result

The headline is cash pay after employee CPF. Employer CPF is an additional employer cost, not another deduction.

Scope and common mistakes

  • For common monthly OW estimates.
  • Bonuses, unpaid leave, benefits and income tax are outside the headline cash-pay result.
  • Confirm low-wage and special employment cases against payroll.

Rules last checked: 4 Sep 2026. See the Sources page.

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